Posted on March 27, 2012 by truenorthco
We know you don?t want to talk about it?bad karma, etc. But we have to remember that floods destroy more property than any other natural disaster in the United States. FEMA estimates they cause more than $2 billion in damage every year. To better identify your flood risk, you should find out your Base Flood Elevation (the expected flooding level in your area) and the 100-year flood level (the highest water level recorded in the past 100 years). These two numbers will help you understand where to concentrate your efforts.
Being prepared is the key to decreasing expenses after a flood. If you?re building or remodeling your business, work some flood protection tips into your construction plan:
- Before construction, call your building or zoning department. Some laws don?t allow flood-resistant materials below the BFE, because they block the natural floodplain
- Install wiring, fuse boxes, outlets, meters, and switches above the 100-year flood level
- Anchor fuel storage tanks and other outdoor equipment that?s likely to float
- Connect sewer backflow valves, also called ?check valves,? to block storm water from entering through your drains
- Lift heating, ventilation, and cooling units above BFE or protect it with a flood wall
- Plant trees and flowers that resist soil erosion
- Learn how to shut off your utilities
- Store valuables, important papers, supplies, and inventory above the BFE. During a storm, raise them onto higher shelves, or put them in a waterproof container.
- Write down a cleanup plan: separate undamaged items; make a list of ruined property; clean and disinfect everything that got wet
- Be extra careful when driving. A trace of water on the road is enough to cause hydroplaning and loss of control. Six inches of water is enough to cause your engine to stall. One foot of water will float most cars. Two feet of moving water will carry away almost any vehicle, even big trucks or SUV?s
*Flood insurance, and your eligibility for flood insurance is overseen by a government agency, the NFIP (national flood insurance program), and commercial insurance companies do not offer ?flood insurance? policies. You can stay on top of approaching storms with the National Weather Service.
-Thanks to alliedinsurance.com for these prevention techniques
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Source: http://itruenorth.wordpress.com/2012/03/27/preparing-your-property-flood-prevention/
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